Why Real Estate Crowdfunding is a Good Way to Diversify a Struggling Portfolio
According to venture capitalist Charles Moldow, marketplace lending platforms will generate $1 trillion in loans by 2025. All lending institutions currently generate more than $870 billion in annual revenues. That's bigger than the automobile and the airline industry combined.
7 Smartphone Apps for Serious Real Estate Investors
In a world gone mobile, those who are connected by the devices in their hands have realized that apps are their best friends. Even real estate investors can use mobile apps to make business easier and more efficient.
Point by Point: The Pros and Cons of Selling Equity In Your Home
It's not as unusual an idea as selling equity in oneself, but Point Digital Finance, INC, is advancing opportunities for homeowners to sell shares of their homes as if they were public corporations. It's the latest in alternative lending where the platform—in this case, Point—offers an alternative to home equity loans by giving those homeowners a vehicle for selling shares in the home instead. Need money? Sell a corner of your property.
5 FinTech Trends Taking The World By Storm
From artificial intelligence (AI) to digital banking, the financial sector has been disrupted. Alternative lenders have been legitimized, traditional banks are jumping on the mobile app bandwagon, and even the insurance industry is being touched by revolutionary technology, which is forcing it to reinvest itself. We live in exciting times. Not just times that try our souls, but times that challenge our wallets too. Look for these five FinTech trends to grow more into their own in the near future.
Lend Yourself Money, Increase Your Credit Score
With real estate investing, some hard truths are difficult to get around. One of those involves your credit score. In the underwriting process, Sharestates looks at a variety of sponsor and deal criteria and credit score is one of them. You can see how we score sponsor credit, and other criteria on our risk matrix.
Is a Real Estate Crowdfunding Investment Strategy Right for You?
If you are like most people, you are constantly looking for new ways to grow your investment portfolio. For many of us, our portfolios include the options that are the lowest hanging fruit. Those options include pensions, corporate 401Ks, personal Roth IRAs and our homes.
Real Estate Now Has Its Own GICS Sector
Since 1999, the Global Industry Classification Standard (GICS) has been the standard for investment research for anyone interested in the S&P Global and MSCI equities markets. For years, GICS consisted of 10 sectors, but starting September 1, 2016, real estate will be its own sector.
Private Online Lending: Money through Real Estate Crowdfunding
Alternative assets have always been an investment typically reserved for the ultra high net worth individual and for institutional investors like hedge funds, private equity funds and venture capital funds. The retail investor has had little to no access to some of the most lucrative investment opportunities available. Instead of being able to be an early investor in a company like Facebook or Uber, retail investors have been stuck with taking risks on penny stocks that have the ability to lose 99% of their value in one day.
Balancing Your Budget Between Saving, Spending and Investing
If you are like most of us, you will more than likely have to build up your finances before reaching a place where you are comfortable with investing. The key is finding the balance between saving spending and Investing, which isn’t as easy as it sounds. Follow these tips for smarter spending and savings habits.
Four Tips To Better Budgeting
Having trouble committing to your budget? You started off the year with some pretty specific goals like losing 15 pounds, being more creative, and saving money. So, how is that going? You know that saving money is a good thing — you even read articles on the most efficient saving habits ;and you have created around 20 different budgets throughout the years.