Lend Yourself Money, Increase Your Credit Score
With real estate investing, some hard truths are difficult to get around. One of those involves your credit score. In the underwriting process, Sharestates looks at a variety of sponsor and deal criteria and credit score is one of them. You can see how we score sponsor credit, and other criteria on our risk matrix.
Is a Real Estate Crowdfunding Investment Strategy Right for You?
If you are like most people, you are constantly looking for new ways to grow your investment portfolio. For many of us, our portfolios include the options that are the lowest hanging fruit. Those options include pensions, corporate 401Ks, personal Roth IRAs and our homes.
Real Estate Now Has Its Own GICS Sector
Since 1999, the Global Industry Classification Standard (GICS) has been the standard for investment research for anyone interested in the S&P Global and MSCI equities markets. For years, GICS consisted of 10 sectors, but starting September 1, 2016, real estate will be its own sector.
Private Online Lending: Money through Real Estate Crowdfunding
Alternative assets have always been an investment typically reserved for the ultra high net worth individual and for institutional investors like hedge funds, private equity funds and venture capital funds. The retail investor has had little to no access to some of the most lucrative investment opportunities available. Instead of being able to be an early investor in a company like Facebook or Uber, retail investors have been stuck with taking risks on penny stocks that have the ability to lose 99% of their value in one day.
Balancing Your Budget Between Saving, Spending and Investing
If you are like most of us, you will more than likely have to build up your finances before reaching a place where you are comfortable with investing. The key is finding the balance between saving spending and Investing, which isn’t as easy as it sounds. Follow these tips for smarter spending and savings habits.
Four Tips To Better Budgeting
Having trouble committing to your budget? You started off the year with some pretty specific goals like losing 15 pounds, being more creative, and saving money. So, how is that going? You know that saving money is a good thing — you even read articles on the most efficient saving habits ;and you have created around 20 different budgets throughout the years.
Real Estate Crowdfunding Net Returns of 10% or More? Yes Please.
Investing your money is a challenge. You're tying up your funds for quite some time, letting someone else have access to them, while you twiddle your thumbs and wait for the magic moment when you'll have that money back again. Whether you're investing money to help improve your profits and hopefully ultimately have plenty of money for retirement, to fund a child's education, or to move forward with some other major event in your life, you need to know that your money is going to work for you. Ideally, you want to get it started fast so that you can see substantial gains in your portfolio as soon as possible.
Real Estate Crowdfunding as a Passive Investment Vehicle
“Location. Location. Location.” That real estate adage underscores the value of where you are in relation to what you value. For city dwellers, “close” means in the heart of the urban center – close to shops, restaurants, etc. For suburbanites, “views” might mean vast expanses of open range.
Adding Real Estate Crowdfunding to Your Investment Portfolio
If you have a traditional investment portfolio, you're probably familiar with concepts like stocks, bonds, and mutual funds. However, if you're looking to diversify your portfolio, you may want to explore some new possibilities and try something new.
Securitized Assets Grounding Real Estate Crowdfunding Deals
The financial market is still a touchy subject for many people. The recent recession and financial crisis are too easily recalled. Many, many investors lost millions of dollars, Euro’s and Yen all around the world. Recovery from the disaster has been slow because of the loss of assets, and also because of the subsequent, heightened sensitivity people have to anything resembling a risky investment. Cash reserves are hoarded; investments (if they are made at all) are made in solidly performing vehicles that have demonstrated reliability over time — usually yielding low single digit returns.